Closing Documents
First American will deliver all documents required at closing to complete a residential mortgage transaction.
At a residential mortgage closing, specific loan documents are necessary to complete the transaction. These include the HUD-1 Settlement Sheet, the Truth-In-Lending Statement, a Deed of Trust or Mortgage (Security Instrument), the Note, and a variety of other documents depending upon the loan program, state and federal regulations, and lender or investor requirements.
First American provides a fast, convenient and accurate system to generate closing document packages for conventional, FHA, VA, reverse, HELOC, Texas home equity and closed-in second mortgage loans, as well as all the exotic loan programs available in the industry today.
Our process features hundreds of compliance checks at the federal, state and local levels that satisfy predatory lending and Section 32 requirements and supports MISMO as a method of interchanging electronic data, and all of our products are MERS-ready.